Cowans v. Experian Information Solutions, Inc.

IN THE UNITED STATES DISTRICT COURT FOR THE NORTHERN DISTRICT OF ILLINOIS EASTERN DIVISION EDWARD COWANS, ) ) Plaintiff, ) ) No. 19-cv-08168 v. ) ) Judge Andrea R. Wood EQUIFAX INFORMATION SERVICES, LLC, ) et al., ) ) Defendants. ) MEMORANDUM OPINION AND ORDER This lawsuit concerns Plaintiff Edward Cowans’s credit card debt owed to Credit One Bank, N.A. (“Debt”). When LVNV Funding, LLC (“LVNV”) sought to collect on the Debt, Cowans challenged LVNV’s ownership. LVNV investigated Cowans’s grievance but determined that its right to collect the Debt was legitimate. Cowans then contacted…