Yang v. Farmers New World Life Insurance Co.

MEMORANDUM OPINION AND ORDER

ANN D.' MONTGOMERY, U.S. DISTRICT JUDGE ’

I. INTRODUCTION

On January 18, 2017, the undersigned United States District Judge heard oral argument on Plaintiff Mary G. Yang’s (‘Yang”) and. Defendant Farmers New World Life Insurance Company’s (“Farmers”) Motions for Summary Judgment [Docket Nos. 26, 36]. For the reasons set forth below, Yang’s Motion is granted and Farmers’ Motion is denied.

II. BACKGROUND

On May 9, 2003, Yang’s grandmother, May Yang (the “Insured”), signed a $150,000 20 Year Guarantee Level Term 2000 FNWL Life Insurance Policy (the “Policy”) issued by…