Hall v. Farmers Alliance Mutual Insurance
Idaho Supreme Court
1Opinion of the Court
W. JONES, Justice.
I. FACTS AND PROCEDURE
This case began on June 21, 1999, when a Polish national named Zdzislow Piekarski repeatedly — and apparently without provocation — rammed his semi into the Halls’ modest home, relenting only after Mr. Hall revealed a .44 caliber pistol. Kirby and Linda Hall occupied the house, but it was owned by Basil (deceased) and Elaine Hall. Piekarski’s actions caused damage to the Halls’ residence.
Fortunately for the Halls, their home was insured under a policy with limits of $63,000 purchased from Farmers Alliance Mutual Insurance Company (Farmers). Farmers…
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