Legal Opinion

Thomas Noonan v. American Family Mutual Ins.

Court of Appeals for the Eighth Circuit

Decided May 24, 2019No. 18-1393PublishedCited by 4 opinions

1Opinion of the Court

ARNOLD, Circuit Judge.

This case involves what people in the roofing business call a mismatch problem. It often happens that when a part of a roof is damaged, matching replacement shingles are not available and so replacing only the damaged shingles will result in a roof with shingles that do not match. Homeowners quite reasonably do not like how this looks, and so they ask their insurer to replace the entire roof.

After hail and wind from a Minnesota thunderstorm damaged part of the roof on Thomas and Annette Noonan's home, their insurer, American Family Mutual Insurance Company, inspected the…

2Cases cited5 opinions

  1. Henning Nelson Construction Co. v. Fireman's Fund American Life Insurance Co.Supreme Court of Minnesota · 1986
  2. Schubert v. Auto Owners InsuranceCourt of Appeals for the Eighth Circuit · 2011
  3. Babinski v. American Family Insurance GroupCourt of Appeals for the Eighth Circuit · 2009
  4. Employers Mutual Co. v. OppidanSupreme Court of Minnesota · 1994
  5. Rapid Leasing, Inc., Calvin Veasley and Sharon Veasley, Intervenor v. National American Insurance Company, Crst, Inc., Rapid Leasing, Inc., Intervenor v. National American Insurance Company, Rapid Leasing, Inc., Calvin Veasley and Sharon Veasley, Intervenor v. National American Insurance Company, Crst, Inc., Rapid Leasing, Inc., Intervenor v. National American Insurance CompanyCourt of Appeals for the Eighth Circuit · 2001

3Cited by4 opinions

  1. Verto Medical Solutions, L.L.C v. Allied WorldCourt of Appeals for the Eighth Circuit · 2021
  2. Michael Gore v. Icon Equities LLC, et al.District Court, E.D. Arkansas · 2026
  3. Olmsted Medical Center v. Continental Casualty CompanyDistrict Court, D. Minnesota · 2022
  4. Srour v. Secretary of Health and Human ServicesUnited States Court of Federal Claims · 2017

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