American Family Mutual Insurance v. Darrell

PREWITT, Judge.

A child of Defendants Spiegel died while in the care of Defendant Donna Crites. The issue is whether a homeowners’ insurance policy issued by Plaintiff provided liability coverage to Defendants Crites. The trial judge entered summary judgment against Plaintiff, determining that Plaintiffs homeowners’ policy affords coverage for the occurrence alleged to have occurred on March 30, 1995, resulting in Levi Spiegel’s death. Plaintiff appeals.

Reviewing summary judgment on appeal is an issue of law, reviewed de novo on the record. ITT Commercial Finance Corp. v. Mid-America Marine…