Kenneth M. Henson, Plaintiff-Appellant-Cross v. Columbus Bank and Trust Company, Defendant-Appellee-Cross

This is an appeal and cross-appeal from a final judgment in a Truth-In-Lending1 (“TIL”) case. In all, five issues are raised: (1) whether a Georgia court decision was res judicata as to plaintiff’s TIL claim; (2) whether the district court abused its discretion by declining to exercise pendent jurisdiction over claims based on Georgia usury law; (3) whether the district court misin-structed the jury concerning the meaning of commercial credit; (4) whether the district court erred in finding that there were eleven rather than fifty-five separate TIL transactions; and (5) whether the district…