Brian Smith v. TD Auto Finance LLC, et al.

IN THE UNITED STATES DISTRICT COURT FOR THE NORTHERN DISTRICT OF MISSISSIPPI OXFORD DIVISION BRIAN SMITH PLAINTIFF V. CAUSE NUMBER: 3:25-cv-00312-JDM-RP TD AUTO FINANCE LLC, et al. DEFENDANTS ORDER AND MEMORANDUM OPINION Plaintiff Brian Smith financed the purchase of a truck through Defendant TD Auto Finance, LLC—a division of TD Bank, N.A. (collectively TD). To finance the truck, Smith completed and signed a credit application with TD containing an arbitration contract. The arbitration contract’s terms allow for either party to elect and pursue arbitration of any dispute or claim arising…