Andrew Tremblay, Heidi Tremblay and Mary Tremblay v. U.S. Bank, N.A.

Andrew, Heidi and Mary Tremblay (“Homeowners”)' appeal a final judgment of foreclosure. We find merit in Homeowners’ argument that appellee, U.S. Bank, N.A. (“Bank”), lacked standing to foreclose when it filed its foreclosure complaint. Therefore, we reverse the final judgment and remand for entry of an order of involuntary dismissal. Our conclusion on Bank’s lack of standing renders moot Homeowners’ second issue on appeal.

Facts

In Bank’s unverified foreclosure complaint filed in July, 2009, it alleged it was the current owner and holder of the note and mortgage. In support, it attached copies…