NATIONWIDE INSURANCE COMPANY OF AMERICA v. TANYA S. DUGGER and BILLY S. SWANSON, Defendants-Respondents

Nationwide Insurance Company of America (Nationwide) appeals from a judgment ordering it to pay Tanya Dugger (Tanya) and Billy Swanson (Billy) $25,000 in uninsured motorist (UM) coverage for damages arising from the death of their daughter, Victoria Swanson (Victoria). 1 Tanya had an automobile policy with Nationwide (hereinafter referred to as the Policy) that insured two vehicles. The Policy contained anti-stacking language purporting to limit Tanya to a single payment of $25,000 for her UM coverage. The trial court concluded that the anti-stacking language was unenforceable because it…