Hauk v. Jp Morgan Chase Bank

FOR PUBLICATION UNITED STATES COURT OF APPEALS FOR THE NINTH CIRCUIT TIMOTHY HAUK, on behalf of  himself and all others similarly No. 06-56846 situated, Plaintiff-Appellant,  D.C. No. CV-05-00625-SVW v. OPINION JP MORGAN CHASE BANK USA, Defendant-Appellee.  Appeal from the United States District Court for the Central District of California Stephen V. Wilson, District Judge, Presiding Argued and Submitted October 22, 2008—Pasadena, California Filed January 23, 2009 Before: Consuelo M. Callahan and Sandra S. Ikuta, Circuit Judges, and William B. Shubb,* Opinion by Judge Shubb *The Honorable…