Sharpe v. Wells Fargo Home Mortgage (In Re Sharpe)

MEMORANDUM OPINION

BENJAMIN COHEN, Bankruptcy Judge.

The matters addressed in this Memorandum Opinion are the third and final part of an almost eight-year dispute before this Court. 1 That dispute grew out of a loan note of $51,300 the plaintiffs executed with Southern Atlantic Financial Services, Inc. on May 15, 1998. Defendant’s Exhibit 3. In exchange for that loan, the plaintiffs gave Southern a security interest in their home at 2617 Avenue H, Birmingham, Alabama. Defendant’s Exhibit 2. Southern Atlantic transferred its interest in the property and the note to GE Capital Mortgage Services,…