Legal Opinion

Hambleton v. Home Ins.

U.S. Circuit Court for the Northern District of Illnois

Decided May 15, 1874PublishedCited by 3 opinions

This was a bill in equity [by Chalkley J. Hambleton against the Home Insurance Company of New York] to enforce an alleged verbal contract of renewal of a policy of insurance issued by the company on the second day of October, 1869, to indemnify the plaintiff for loss on buildings owned by complainant in Chicago,- and destroyed by fire on the 9th of October, 1871. The original policy provided that neither it nor any renewal thereof should take effect until the premium was…

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This was a bill in equity [by Chalkley J. Hambleton against the Home Insurance Company of New York] to enforce an alleged verbal contract of renewal of a policy of insurance issued by the company on the second day of October, 1869, to indemnify the plaintiff for loss on buildings owned by complainant in Chicago,- and destroyed by fire on the 9th of October, 1871. The original policy provided that neither it nor any renewal thereof should take effect until the premium was paid by the assured. The original policy was given for one year, and was reneYved from time to time, up to October 2nd,…

1Opinion of the Court

DRUMMOND, Circuit Judge.

It is claimed on the part of the plaintiff that this policy was renewed for another year from October, 2nd, 1871. The facts seem to be that Mr. Dunning, of the firm of Dunning & Easton, was the plaintiff’s agent for the property, the subject of the insurance.

Mr. Parsons, the renewal solicitor of the defendant, in September or October, 1871, called at the office of Dunning & Easton, but did not find Mr. Dunning in, and left without stating his business. The second time, he was asked by Easton what his business was, and he stated that it related to the insurance of the…

2Cases cited2 opinions

  1. Lycoming Fire Insurance v. RubinIllinois Supreme Court · 1875
  2. Haff v. Marine InsuranceNew York Supreme Court · 1809

3Cited by3 opinions

  1. Peninsular Land Transportation & Manufacturing Co. v. Franklin Insurance Co.West Virginia Supreme Court · 1891
  2. Connecticut Fire Ins. v. HamiltonCourt of Appeals for the Sixth Circuit · 1893
  3. Underwood v. Pennsylvania Fire InsuranceNew York Supreme Court · 1912

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