Sayah v. Metropolitan Property & Casualty Insurance

The appellants, Saif Sayah and his parents, Ali Sayah and Fadhila Haddad, sued Metropolitan Property and Casualty Insurance Company (Metropolitan). Metropolitan denied the appellants’ claims for physical damage involving a Jeep owned by Saif. The district court granted Metropolitan’s motion for summary judgment. It found that the physical damage portion of the policy covered only automobiles owned by Ali and Fadhila. In addition, the court found that Ali and Fadhila did not have an insurable interest in Saif’s automobile and that the policy did not cover Saif’s automobile for physical damage…