In re Rougier

DECISION AND ORDER ON PAW-TUCKET CREDIT UNION’S OBJECTION TO DEBTOR’S PROPOSED CHAPTER 13 PLAN

Diane Finkle, U.S. Bankruptcy Judge

Debtor Sharon Rougier proposes a chapter 13 plan (“Plan,” Doc. #22) that includes a motion to modify the claim of Pawtucket Credit Union (“PCU”) secured by a second mortgage on Ms. Rougier’s principal residence located at 51 Glendale Avenue, Warwick, Rhode Island (“Property”). The modification she seeks is to strip off this second mortgage entirely, rendering the claim wholly unsecured and subject to the same treatment under the Plan as proposed for all other…