General Motors Acceptance Corp. v. Roach (In Re Roach)

MEMORANDUM OPINION

JAMES J. BARTA, Bankruptcy Judge.

On January 3, 1986, the Debtor purchased a 1985 GMC pickup truck from Howard Pontiac-GMC, Inc. in Edmond, Oklahoma. The Debtor and General Motors Acceptance Corporation (G.M.A.C. or Mov-ant) entered into a note and security agreement to finance the purchase. The Movant registered its security interest on the vehicle and received a certificate of title from the State of Oklahoma which reflected the G.M.A.C. lien.

The Debtor later moved to the State of Missouri and applied for a Missouri certificate of title. The Debtor surrendered the Oklahoma…