Universal Underwriters Insurance v. Albert

Ruffin, Judge.

In this subrogation action, Universal Underwriters Insurance Company (Universal) sued Edna Albert for conversion. In its complaint, Universal alleged that Albert converted a 1993 Nissan 300 ZX, which belonged to Universal’s insured, ATC Collision, Inc. (ATC), and that while she possessed the car, it sustained damages valued at $6,734.23. Albert answered pro se, merely asserting: “I would like to go before the court to state my case.” Before the start of a bench trial on the matter, the trial court found that Albert’s answer “sufficiently constitutes a general denial” and…