Lacombe v. Zurich Insurance

SAVOY, Judge.

Plaintiff, John Lacombe, owner and operator of a tavern in the City of Alexandria, instituted suit against defendant, his insurer, Zurich Insurance Company, on a Mercantile Open Stock Policy to recover the value of certain items stolen from the inside of the business premises during the night of September 19, 1964. The policy of insurance afforded loss by burglary while the premises are not open for business.

The defendant answered and denied liability on the grounds that there were no visible signs of the use of actual force and violence or visible marks made by tools,…