Sarah Melson v. Prime Insurance Syndicate, Inc.

OPINION

COLE, Circuit Judge.

Plaintiff-Appellant Sarah Melson brought this action against Defendant-Ap-pellee Prime Insurance Syndicate, Inc. (“Prime”), alleging that Prime’s decision not to pay her insurance policy’s face value for a loss caused by fire damage to Mel-son’s commercial property violated both Michigan state law and the terms of the insurance policy. Melson appealed the district court’s grant of summary judgment in favor of Prime, contending that the district court’s judgment was erroneous because: (1) Prime’s Coinsurance Provision — upon which it relied to deny Mel-son full…