American Family Mutual Insurance Co. v. Bowser

FISCHBACH, Judge.

Jerry R. and Carla Su Bowser appeal the trial court’s declaratory judgment, entered on a jury verdict, which ruled that American Family Mutual Insurance Company was not liable to pay for fire damage under a policy it had issued to the Bowsers. We affirm.

The case arises from a fire which occurred in the early morning of January 5, 1986, and resulted in damage to a house owned by the Bowsers and insured by American Family. After the fire, Mr. Bow-ser immediately contacted his insurance agent and later submitted a proof of loss for fire damage and missing items, and requested…