In re: Michael J. Luedtke and Katherine L. Luedtke

FILED APR 09 2014 1 ORDERED PUBL ED ISH SUSAN M. SPRAUL, CLERK U.S. BKCY. APP. PANEL 2 OF THE NINTH CIRCUIT 3 UNITED STATES BANKRUPTCY APPELLATE PANEL 4 OF THE NINTH CIRCUIT 5 6 In re: ) BAP No. MT-13-1313-KuPaJu ) 7 MICHAEL J. LUEDTKE and ) Bk. No. 13-60098 KATHERINE L. LUEDTKE, ) 8 ) Debtors. ) 9 _______________________________) ) 10 ROBERT G. DRUMMOND, Chapter 13 ) Trustee, ) 11 ) Appellant, ) 12 ) v. ) OPINION 13 ) MICHAEL J. LUEDTKE; KATHERINE ) 14 L. LUEDTKE, ) ) 15 Appellees. ) _______________________________) 16 Argued and Submitted on March 20, 2014 17 at Pasadena, California 18…