Legal Opinion

Humes v. LVNV Funding, L.L.C. (In re Humes)

United States Bankruptcy Court, E.D. Arkansas

Decided July 17, 2013No. Bankruptcy No. 3:10-bk-12140 E; Adversary No. 3:11-ap-01016PublishedCited by 11 opinions

1Opinion of the Court

MEMORANDUM OPINION AS TO CORE CLAIMS AND PROPOSED FINDINGS OF FACT AND CONCLUSIONS OF LAW AS TO NON-CORE CLAIMS

AUDREY R. EVANS, Bankruptcy Judge.

Table of Contents

PROCEDURAL BACKGROUND.564

OVERVIEW.565

JURISDICTION.565

FACTS .568

DISCUSSION.575

*564I. Vicarious Liability.575

II. Fair Debt Collection Practices Act. tO LO

A. Violations Based on the Orange Paper and the Phone Conversation. t-U3

B. Violations Based on the Amount of the Debt. O OO to

C. Damages for FDCPA Violations. H 00 io

III. Arkansas Fair Debt Collection Practices Act.583

IV. Arkansas Deceptive Trade Practices Act.584

V. Breach of Contract.585

V…

2Cases cited75 opinions

  1. Hensley v. EckerhartSupreme Court of the United States · 1983
  2. Stern v. MarshallSupreme Court of the United States · 2011
  3. Heintz v. JenkinsSupreme Court of the United States · 1995
  4. Stephen P. Turner v. J.V.D.B. & Associates, Inc., an Illinois CorporationCourt of Appeals for the Seventh Circuit · 2003
  5. Donna M. Russell v. Equifax A.R.S., and Cbi CollectionsCourt of Appeals for the Second Circuit · 1996

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3Cited by11 opinions

  1. LaGrone v. LVNV Funding LLC (In re LaGrone)United States Bankruptcy Court, N.D. Illinois · 2015
  2. Brimmage v. Quantum3 Group LLC (In re Brimmage)United States Bankruptcy Court, N.D. Illinois · 2015
  3. Broadrick v. LVNV Funding LLC (In re Broadrick)United States Bankruptcy Court, M.D. Tennessee · 2015
  4. Dunaway v. LVNV Funding, LLC (In re Dunaway)United States Bankruptcy Court, W.D. Missouri · 2015
  5. Feggins v. LVNV Funding LLC (In re Feggins)United States Bankruptcy Court, M.D. Alabama · 2015

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