Leandro de la Fuente v. Florida Insurance Guaranty Association

In this case, we consider the scope of the liability, of the Florida Insurance Guaranty Association (FIGA) for sinkhole losses. We address two questions that turn on whether the scope of FIGA’s obligations is determined by the statutory provisions in effect when the policyholder’s policy was issued in 2009 or the more restrictive provisions in effect when the insurer was adjudicated insolvent in 2011.

We have for review the decision in Florida Insurance Guaranty Ass’n v. de la Fuente, 158 So.3d 675, 681 (Fla. 2d DCA), review granted 171 So.3d 115 (Fla.2015), in which the Second District Court…