Commercial Standard Insurance Co. v. American General Insurance Co.

OPINION

NYE, Justice.

This declaratory judgment suit involves for all practical purposes, a controversy between two insurance companies. It concerns the legal significance of additional insureds under the omnibus clause, the employee exclusions clause, severability of interest clause, and the definition of the words “use” and “unloading”, all of which are contained in an automobile policy issued by American General Insurance Company. The trial court granted American’s motion for summary judgment on an agreed statement of facts.

American had issued a policy of insurance to Harris Concrete…