State Farm Mutual Automobile Insurance Company v. Bobby Bowen

OPINION

TERRY McCALL, Justice.

This is an appeal from a $20,000 judgment entered against an automobile insurer under its uninsured motorists coverage. We reverse and render.

Background Facts

This case arises out of an automobile accident that occurred on July 12, 2000, in New Mexico. Bobby Bowen was driving a vehicle owned by Linda Van Bramer at the time of the accident. He collided with a vehicle owned by Louie P. Campbell and driven by Carol A. Campbell.

Bowen filed the underlying suit against Carol and Louie Campbell in Ector County on March 27, 2003. He also filed suit against State Farm…