Parker Solvents Company, Inc. v. Royal Insurance Companies of America (Formerly Royal Globe Insurance Co.)

The determinative issue in this case is whether the phrase “as damages” in the insuring clause of a standard form comprehensive general liability insurance policy covers clean-up costs incurred pursuant to a consent decree between the insured and the U.S. Environmental Protection Agency. Arkansas law applies. The district court held that the governing principles of insurance law are the same in Arkansas as in Missouri. Therefore, under our en banc opinion in NEPACCO, 1 construing Missouri law, there is no coverage.

On March 22, 1991, we affirmed the district court’s ruling that NEPACCO is…