PennyMac Loan Services, LLC v. Brazie James Brown

IN THE UNITED STATES BANKRUPTCY COURT FOR THE NORTHERN DISTRICT OF ALABAMA SOUTHERN DIVISION In Re: ) ) BRAZIE JAMES BROWN, ) Case No. 24-02062-TOM-7 ) Debtor. ) ______________________________________________________________________________ PENNYMAC LOAN SERVICES, LLC, ) ) Plaintiff, ) A.P. No. 24-00045-TOM vs. ) ) BRAZIE JAMES BROWN, ) ) Defendant. ) ______________________________________________________________________________ MEMORANDUM OPINION This adversary proceeding came before the Court for trial on December 9, 2025. Appearing before the Court were Andrew Saag, counsel for Plaintiff…