American Alternative Insurance Corporation v. Robert Davis and J&D Towing, LLC

OPINION

AL SCOGGINS, Justice.

The Court’s Opinion dated June 12, 2014 is withdrawn, and this Opinion dated June 26, 2014, is substituted therefor. 1

In three issues, appellant, American Alternative Insurance Corporation (“AAIC”), challenges a judgment awarding loss-of-use- damages in a total-loss case to appel- lee, J & D Towing, LLC (“J & D”). We reverse and render.

I.Background

The crux of this case involves whether a chattel owner should be compensated for measurable loss-of-use damages suffered when the owner’s chattel is totally destroyed and the owner is unable to replace the chattel or…