Bryant v. Windhaven Insurance Co.

This appeal and cross-appeal involve insurance coverage following a tragic incident. We affirm the final judgment and the trial court’s determination that coverage was excluded.

The appellants are the co-personal representatives of the estate of an infant who died in July 2011 (the “Estate”). The incident occurred when the driver of a van used to transport children to and from a daycare center left the infant in a carseat in the back of the van for over seven hours. The child allegedly died from the effects of the summer heat.

The appellee, Windhaven Insurance Company, issued a personal…