Neal v. First Alabama Bank of Huntsville, N.A.

EDWARD N. SCRUGGS, Retired Circuit Judge.

The First Alabama Bank of Huntsville (the bank) filed its complaint against Mr. Neal in the district court for the breach of a written credit card agreement. Mr. Neal was served with a copy of the summons and complaint and his answer consisted of a general denial. After a trial in the district court, a judgment was entered for the bank and against Mr. Neal. He promptly appealed to the circuit court where the bank filed a motion for a summary judgment. Mr. Neal made a written “objection” to the bank’s summary judgment motion. The circuit court granted…