Pardon v. Southern Farm Bureau Casualty Insurance

Robert H. Dudley, Justice.

David Pardon, the owner of a pickup truck, purchased a liability insurance policy on the truck from Southern Farm Bureau Casualty Insurance Company. The policy contained uninsured motorist coverage. Pardon, Christopher Thomas, and a third person were in the truck when it was involved in a one-vehicle accident. Both Pardon and Thomas were killed. Pardon’s estate filed this suit against Thomas’s estate and Southern Farm Bureau Casualty Insurance Company. Pardon’s estate alleged that Thomas was driving Pardon’s truck at the time of the accident, and, as a result, (1)…