AFCO Credit Corp. v. Commercial Union Insurance

CARTER, Judge.

This appeal is from a trial court judgment in favor of defendant, Commercial Union Insurance Companies (“Commercial”), and against plaintiff, AFCO Credit Corporation (“AFCO”).

FACTS

On January 14, 1987, B. Clemons, Inc. (“Clemons”), a trucking company, submitted an application for insurance coverage indicating that it owned and operated certain tractor-trailer rigs. The application was submitted through the Commercial Automobile Insurance Plan (“CAIP”), which is operated by the Louisiana Automobile Insurance Plan. CAIP is an assigned risk program which is authorized under LSA-R.S.…