In re Pajian

MEMORANDUM OPINION

DONALD R. CASSLING, Bankruptcy Judge.

Ninety-eight days after the claims bar date had passed, Lisle Savings Bank (the “Bank”) filed a single proof of claim (the “Claim”) asserting two separate debts— one secured and one unsecured. In response to the objection of Edward J. Paji-an (the “Debtor”) that the Bank’s Claim was filed too late to be allowed, the Bank has made three primary arguments: First, that a secured creditor need not file a proof of claim at all; second, that the claims bar date of Bankruptcy Rule 3002(c) does not apply to secured claims; and third, that a…