Liberty National Insurance v. Davis

Carley, Judge.

Insofar as they are relevant to the resolution of the instant appeal, the undisputed facts are as follows: Appellee-plaintiff first received medical treatment for her fibrocystic breast disease in 1971. In October of 1986, she was again treated for this disease. In March of 1987, a hospital and surgical policy which had been issued to appellee by appellant-defendant became effective. Under the terms of this policy, a “pre-existing condition” was “not covered until two years after the effective date” and a “pre-existing condition” was defined as one “which manifested itself, or…