Sovereign Camp Woodmen of the World v. Cole

Appellee sued and recovered judgment against the appellant insurance company upon a policy of insurance, which it had issued to him. The policy sued on is designated a “combined benefit certificate,” aud by its terms obligated the insurer to pay the beneficiary the sum of $3,000 upon the death of the insured, while in good standing or to pay one-half of that amount to the insured himself in the event of total disability.'

It is not questioned that the policy was effective at the time of the institution of this suit. It is denied that the insured is totally disabled within the meaning of the…