Dawn Schall Jenkins v. The Hartford Accident and Indemnity Company

BUTZNER, Senior Circuit Judge:

Dawn Schall Jenkins appeals from a summary judgment in an action she brought against an automobile insurance carrier to satisfy a judgment she had obtained. The district court held that the tortfeasor’s policy did not afford coverage. We reverse.

I

The accident occurred when a two-wheel vehicle broke loose from a truck that was towing it and struck Jenkins’s car. The vehicle, known as a tar kettle, was designed to heat tar for roofing. The truck, but not the tar kettle, was listed as an insured vehicle under the policy.

Confronted by Jenkins’s claim for damages, the…