Gray v. Farm Bureau Insurance Co.

I,KUHN, Judge.

This appeal presents a res nova issue interpreting Louisiana’s anti-stacking law: when an insured sustains injury while operating a leased vehicle, which is a “temporary substitute automobile” for one of the insured’s “owned” automobiles, is the insured allowed to stack the UM coverage of another policy issued to the insured on a different “owned” vehicle? In this instance, the trial court concluded stacking is allowed, based on the statutory exception in La. R.S. 22:1406(D)(l)(e). We affirm.

I. FACTUAL AND PROCEDURAL BACKGROUND

Plaintiff, Nadine Gray, filed suit against…