McMains v. McMains

NANCY STEFFEN RAHMEYER, Presiding Judge.

On September 22, 1992, Mike and Mary Stevens purchased a 1978 Ford F150 pickup truck (“F150 pickup”) and obtained liability insurance through State Farm Mutual Automobile Insurance Company (“State Farm”). In August of 1993, the Stevens’ son, Michael, purchased a 1981 Mercury Lynx (“Lynx”) and the Stevens called their State Farm agent to purchase insurance for the Lynx. According to State Farm and Mary Stevens, the agent erred and substituted the Lynx for the F150 pickup rather than issuing a separate insurance policy for the Lynx. According to Elizabeth…