Hartford Fire Insurance Co. v. Jones

The appellant issued to the appellee a policy of fire insurance covering one National-Auto Home, masonite and plywood, for the period from December 14, 1951, to December 14, 1952. The house trailer in question was practically totally destroyed by fire on or about August 31,1952, and was insured for a sum not to exceed $2,000.

This policy contained the standard appraisal clause as to how the amount of loss was to be determined, which clause is as follows: “If the insured and the company fail to agree as to the amount of loss, each shall, on the written demand of either, made within sixty days…