Webb v. Blue Cross Blue Shield of Louisiana

IzSHORTESS, Judge.

Does an insurer lull its insured into a sense of complacency sufficient to prevent the insured from filing suit when it advises her three months before prescription runs that it is reconsidering its previous demal of her claim? Louisiana Health Service and Indemmty Company d/b/a Blue Cross and Blue Shield of Louisiana (defendant) is appealing the trial court’s affirmative answer to this question.

Defendant issued a major medical insurance policy to Loretta Webb (plaintiff), effective July 1,1992. She was hospitalized October 31 through November 2,1992, with chest pain. Thomas…