Kabuki Industries, Inc. v. Ohio Security Insurance Company

UNITED STATES DISTRICT COURT WESTERN DISTRICT OF KENTUCKY LOUISVILLE DIVISION KABUKI INDUSTRIES, INC. PLAINTIFF v. No. 3:19-cv-00063-BJB-LLK OHIO SECURITY INSURANCE COMPANY DEFENDANT Memorandum Opinion and Order After a hailstorm damaged HVAC units serving a restaurant it operated, Kabuki Industries asked its landlord to replace them. The landlord declined, citing Kabuki’s lease obligation to maintain and replace the units. So Kabuki asked its property insurer, Ohio Security Insurance, to cover the cost of replacement. Ohio Security denied coverage, and Kabuki filed this lawsuit seeking a…