American Standard Insurance Co. of Wisconsin v. Bracht

PHILLIP R. GARRISON, Judge.

American Standard Insurance Company of Wisconsin (“American Standard”) appeals from an adverse judgment entered in its suit for declaratory judgment. Each of its six points on appeal is directed to what it perceives as erroneous trial court conclusions concerning “set-off’ provisions in the automobile liability and uninsured motorist portions of a policy issued by it.

American Standard issued an automobile liability policy to Bobby J. Stafford (“Stafford”) providing liability coverage of $50,000/$100,000, and uninsured motorist coverage of $25,000/$50,000. On…