Hodges v. Hartford Casualty Insurance

Carley, Judge.

Appellant was insured under an automobile policy issued by appellee. The policy, which was issued in 1973, provided for basic personal injury protection (PIP) benefits of $5,000. In 1974, appellant received a document entitled “Georgia No-Fault ‘Offer to Purchase Additional Coverage.’ ” At the top of that document was the following statement: “IMPORTANT: By law we are required to offer the optional coverages shown below. If you do not return this form to your agent indicating your rejection of these coverages they will be added to your policy and an additional premium charged.”…