Coles v. Jefferson Ins. Co.
West Virginia Supreme Court
I.—Party taking application is agent of the company.—31 W. Ya. 851; 1 Beach, Ins. § 370 and notes. (h)—Company responsible for such agent’s act and knowledge in making oat application.—18 S. E. Ilep. 191; 28 Graft. 585; 8 W. Va. 474, 493; 13 Wall. 222; 36 N. Y. 550; 31 W. Ya. 851, 856; 31 Minn. 17; 30 Hun, 473; 31 Conn. 517; Wood, Ins. §§ 400-401; 25 W. Ya. 622; 28 W. Ya. 584; 33 W. Va. 526; 28 Graft. 389; 76 Ya. 575; 86 Ya. 969; 1 Beach, Ins. §§ 365, 366, 367, 370, 388,…
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I.—Party taking application is agent of the company.—31 W. Ya. 851; 1 Beach, Ins. § 370 and notes. (h)—Company responsible for such agent’s act and knowledge in making oat application.—18 S. E. Ilep. 191; 28 Graft. 585; 8 W. Va. 474, 493; 13 Wall. 222; 36 N. Y. 550; 31 W. Ya. 851, 856; 31 Minn. 17; 30 Hun, 473; 31 Conn. 517; Wood, Ins. §§ 400-401; 25 W. Ya. 622; 28 W. Ya. 584; 33 W. Va. 526; 28 Graft. 389; 76 Ya. 575; 86 Ya. 969; 1 Beach, Ins. §§ 365, 366, 367, 370, 388, 389, 396; 58 Fed. Hep. 723. (c)—Policy to be liberally construed in favor of insured.—12 W. Va. 116. II.— The increased…
1Opinion of the Court
Holt, President:
On writ of error to a judgment of the Circuit Court of Bandolph county, rendered on a policy of tire insurance on the 15th day of May, 1894, in favor of plaintiff, Coles, against the insurance company for the sum of eight hundred and thirty dollars and eighty seven cents.
The facts are as follows: The plaintiff, John Coles, was the owner and occupier of a “feed and provision” store, a one-story, frame building in the town of Elkins, and took *263out this policy of insurance from the defendant, the Jefferson Insurance Company, through its agent, Ralph Darden, a member of the firm of…
2Cases cited11 opinions
- Insurance Co. v. WilkinsonSupreme Court of the United States · 1872
- Schwarzbach v. Ohio Valley Protective UnionWest Virginia Supreme Court · 1885
- Wheaton v. North British and Merchantile InsuranceCalifornia Supreme Court · 1888
- Steele v. German InsuranceMichigan Supreme Court · 1892
- Deitz v. Insurance Co.West Virginia Supreme Court · 1888
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- Medley v. German Alliance InsuranceWest Virginia Supreme Court · 1904
- Ampy v. Metropolitan Casualty Insurance Co. of New YorkSupreme Court of Virginia · 1958
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