Sharp v. Richmond Life Insurance Company

This chancery suit was brought by Avery Junior Sharp against Richmond Life Insurance Company to compel specific performance of a contract of credit accident and sickness insurance. The Insurance Company denied liability on the ground that Sharp’s disability resulted from sickness or disease contracted prior to the effective date of the policy and thus expressly excluded from coverage. From the final decree denying Sharp the relief prayed for we granted him an appeal.

On March 25, 1969, Sharp purchased a car and financed the pur chase with a note for $2539.80, including premiums of $76.20 each…