Fuller v. American Standard Insurance

The plaintiffs, Gary and Doree Fuller, were involved in an automobile accident with an underinsured driver on September 18, 1997, wherein Gary sustained personal injuries. The injuries were caused by the underinsured driver’s negligence. It is undisputed that the insurer for the underinsured driver paid to the plaintiffs the limits of the bodily injury liability coverage afforded under that policy. The plaintiffs then made a claim against the defendant, American Standard Insurance Company of Wisconsin, for underinsured-motorist coverage. The defendant denied the claim. The plaintiffs filed a…