First Card Services, Inc. v. Cronk (In Re Cronk)

FINDINGS OF FACT, CONCLUSIONS OF LAW AND MEMORANDUM OPINION

ALEXANDER L. PASKAY, Chief Judge.

THIS IS a Chapter 7 liquidation case and the matter under consideration is the dis-chargeability vel non of a debt admittedly due and owing by David Emory Cronk (Debtor) to First Card Services, Inc., (Plaintiff). The Plaintiff’s claim of nondischarge-ability is brought in a one-count Complaint which is based on § 523(a)(2)(A) of the Bankruptcy Code.

It is the claim of the Plaintiff that the Debtor is indebted to the Plaintiff in the amount of $2,976.61;. that this debt was incurred by the Debtor by use…