Chase v. State Farm Fire & Casualty Co.

GLICKMAN, Associate Judge:

Florence Chase’s home collapsed after a water overflow from a burst pipe caused the movement of soil beneath the foundation of the house. Chase had homeowners insurance under a policy issued by State Farm Fire and Casualty Company (“State Farm”), but State Farm denied coverage on the ground that the damage fell within an exclusion in the policy for losses attributable to “earth movement.” The trial court granted summary judgment in favor of State Farm, and Chase has appealed. We are constrained to hold that the State Farm policy unambiguously excludes coverage for…