Winchel v. PennyMac Corp.

SALARIO, Judge.

Gregory Winehel appeals from a final judgment of foreclosure in favor of Penny-Mac Corp. The judgment was rendered after the trial judge approved the report and recommendations of a foreclosure magistrate following a nonjury trial at which Mr. Winehel was not represented because his counsel failed to appear. Because Pennymac failed to prove its standing at the inception of the case—a matter as to which it bore the burden of proof— we are required to reverse.

This case began when JPMorgan Chase Bank filed a complaint to reestablish a lost note under which Mr. Winehel was the…