Amica Mut. Ins. Co. v. Muldowney

This appeal concerns the right of a landlord's insurer to use the doctrine of equitable subrogation to bring an action against a tenant for damage the tenant caused to the rented property. In DiLullo v. Joseph , 259 Conn. 847, 851, 854, 792 A.2d 819 (2002), this court announced a "default rule," pursuant to which a landlord's insurer has no right of subrogation unless the landlord and tenant have made a "specific agreement" otherwise, "leaving it to the specific agreement of the parties if they wish a different rule to apply to their, or their insurers', relationship." In the present case,…