Farm Bureau Mut. Ins. Co. of Iowa v. Ries

ANDREASEN, Justice.

This ease involves a dispute between Farm Bureau Mutual Insurance Company (Farm Bureau) and its insured over underinsured motorist insurance coverage arising out of an automobile accident. The sole issue on this appeal is whether a Farm Bureau policy endorsement limiting its coverage is enforceable. We conclude that the endorsement is enforceable under Iowa Code section 516A.2 (1993) and, accordingly, reverse the district court judgment.

I. Background Facts and Proceedings.

The parties submitted this controversy to the district court upon stipulated facts. See Iowa Code ch.…